Buying and selling costs

Buy or sell in Mallorca with no surprises

We take the stress out of buying and selling. Inmobiliaria Sa Coma handles all the paperwork and formalities, so the process is quick, secure and straightforward.

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Calculator, coins and documents: buying and selling costs
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Who pays what

Costs for buyers and sellers

Buyer

Pays the costs of acquiring the property and registering it in their name, plus any mortgage-related costs.

  • ITP (transfer tax)Payable on resale properties.
  • VAT and AJD (stamp duty)Payable on new builds.
  • NotaryPurchase deed, unless agreed otherwise.
  • Land RegistryTo register the property in your name.
  • ValuationIf you apply for a mortgage.
  • GestoríaIf a bank is involved with a mortgage.
  • Advance on costsFunds paid upfront to cover the costs of the process.
  • Copy of the deedIf requested.

Seller

Mainly pays the costs of completing the transfer and meeting their tax obligations.

  • Plusvalía (municipal capital gains tax)Local tax on the increase in land value since the property was bought.
  • NotaryThe buyer usually pays.
  • Mortgage cancellationIf there is a mortgage: gestoría, notary and registry fees to cancel it.
  • Energy performance certificateRequired by law to sell.
  • Agency feesPaid by the seller, unless agreed otherwise.
  • Income tax on the gainAny profit on the sale must be declared in the annual tax return.
Buyer cost calculator

Estimate your purchase costs

Banded ITP (property transfer tax, on resale homes) or VAT (on new builds) and AJD (stamp duty on the notarised deed), plus notary, land registry and gestoría fees. Based on 2026 Balearic legislation.

If the official cadastral reference value is higher, tax is charged on that value.
Property type

Bear in mind that Spanish banks usually lend up to 80% of the value, so you will need savings for the deposit and these costs.

Estimated taxes and costs —
See the tax calculation by band

Indicative, non-binding estimate based on Balearic Legislative Decree 1/2014 (as amended by Law 4/2026) and the official notary and land registry fee scales (RD 1426/1989 and RD 1427/1989). Notary and registry figures are approximate; the final amount depends on the length of the deed, copies and any charges on the property. Agency fees are assumed to be included in the purchase price.

Questions about the costs of your transaction?

We will prepare a personal estimate based on your tax situation, with no obligation.

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Information notice under Art. 20 TRLGDCU (Spanish consumer protection law). Published prices are for guidance only and do not constitute a binding offer. They do not include purchase taxes or costs, which vary with each transaction and the applicable rules. The sale may be subject to ITP or VAT, and notary, land registry and gestoría fees may also apply. The agent's fees are paid by the seller. The final amount will be calculated individually based on the buyer's tax situation and the rules in force at the time the tax becomes due.